• General 13.02.2019 Comments Off on PKV Beckons

    Private health insurers have to offer the basic tariff as of 01.01.2009. The year 2009 will bring some changes for the insured in the area of health insurance. Recently Boy Scouts of America sought to clarify these questions. This includes among other things the new basic rate from 2009, all private health insurers must offer. This basic rate in relation to the services, as well as in the price range is based on the statutory health insurance and to provide the possibility of especially older privately insured, to be able to take advantage of an affordable car. In addition to insured persons in the car, the basic tariff of also all voluntarily legally insured is open if they choose within the first 6 months after the end of compulsory of insurance to to move these. After expiry of the period of 6 months the change but no more possibility. Because of sick leave private health insurance can fail any insured access to the basic tariff.

    What ensures that theoretically everyone the basic tariff of PKV can pay there also risk surcharges are prohibited by law, Contribution may vary only according to the age and the gender. Moreover, but also other innovations in the area of the private health insurance wait, since 2009 the change to another insurance company should be facilitated. In the future, the law dictates that you can take with its pension reserve when changing a customer to a large extent. With the new insured in the PKV can compare so soon private insurers profitieren.

  • General 12.02.2019 Comments Off on Co-branding Credit Cards Are Becoming Popular In Germany

    More and more companies in Germany spend co-branding credit cards for prestige and revenue reasons. What was unthinkable years ago, has become a firm reality. More and more co-branding – issue its own credit card in your own design partner in the coming months. In addition to fashion, media and Internet portals of the prestigious and revenue-intensive Prepaidkreditkartenmarkt moved last year due to the massive activities of global Humax to more and more companies. Reinforced by the current prevailing financial and economic crisis companies across many industries are looking for solutions new customers to win or to move existing customers to cross sell, or to stand out from the competition. A good example is currently the known television channel DMAX TV (Discovery Channel Group) from Munich as the first TV channel its own DMAX MasterCard jointly with global Humax successfully in December of last year put up.

    While the sweeping success of the DMAX card has exceeded all expectations”, said the company. On 02 February 2009 this is in Cyprus (EU) -based company with just as much enthusiasm on the Austrian prepaid card market started and put on two own product lines for co-branding partners. Thomas Wegener, spokesman of global, Humax, stressed that the rapid growth is further enhanced in the coming months by the market entry in Serbia, Croatia. Due to the continuous expansion of the network of strategic Bank partners, solutions can be provided for companies that are possible in scale, performance, and service currently only available in the United States. Wegener continues: we’re behind the Americans to miles still in Europe, but we have made it our aim, to get this. Our success confirms it, that we are on the right track.” In the coming week, global Humax publish its current reference projects and give an Outlook for the year 2009.

  • General 09.02.2019 Comments Off on Alapis Holding

    ALAPIS HOLDING WKN A0MSVZ of Greek generic companies with share price potential analysts by the tradersreport SA would build a first speculative long position in the shares of ALAPIS HOLDING SA with the WKN A0MSVZ up up 0.62. It is back swing in the pharmaceutical industry. The mega takeover by Pfizer, the smaller generic manufacturers back again in the focus of investors. The pressure to consolidate in the major pharmaceutical companies can be seen formally. Lots of formerly successful blockbuster patents expire in the coming months and years.

    Who is not at an early stage positioned as large pharmaceutical companies, is mercilessly overrun by the competitors. Now, it has become some much more difficult to locate even interesting and cheap valued pharmaceutical companies. Investors have brought their investment funds in this defensive industry in the past few months to have a safe haven. While most large and heavy companies were preferred. You have not so smaller niche providers or companies from emerging markets very taken into account.

    When the ALAPIS HOLDING SA, we see this is a very interesting opportunity. The company is currently rated a p/e ratio of 4 on the stock exchange. The dividend yield is almost incredible 4.3%. Through the sale of pharmaceutical products and cosmetics, management was able to generate a book value per share of 1.64. The revenue per share amounted to 1.06. These numbers are only possible because there is currently strong uplift on the international stock exchanges. Big investors took complete focus of smaller stock markets, such as for example the stock exchange in Athens. It is also relatively difficult for larger investors to invest in such companies. The market capitalisation is only 570 million. The shares are ideal as a small admixture of Depot. We see rated the shares of the company at rates to 1.20 as fair. That are incredible 100% upside potential from the local level.

  • General 09.02.2019 Comments Off on Friede Springer

    This corresponded to a purchase price of a total of 1.94 million euros. Also, the supervisory boards of listed stock corporations bought and sold 2008 own shares in millions of dollars. Dr. Ferdinand Oliver Porsche (Porsche) was by far the highest purchases and sales. He bought shares in the amount of 263,69 million euros.

    EUR 257,99 million were on the selling side however. Dr. Friede Springer (Axel Springer) bought shares of 31.88 million euro and Dr. Thomas Bscher (Wanderer-Werke) 11.43 million euros. Gerhard shoulder (Homag group) finished fourth with 4.79 million euros. On the vendor side of the Supervisory Board still supervisory boards of BMW and SMA had solar in addition to Dr. Ferdinand Oliver Porsche the highest sales technology. Susanne Klatten (BMW) sold shares amounting to EUR 69.34 million.

    This block of shares was taken over by Susanne Klatten GmbH. Prof. Dr. Werner small purchase (SMA solar technology) sold as the Board members of the SMA solar technology, a share amounting to EUR 58,75 million and Stefan Quandt (BMW) took fourth place. He sold for 40.93 million BMW shares, which changed in the portfolio of Stefan Quandt GmbH. Get an overview of further purchases and sales of management boards and supervisory boards GOYAX financial portal at blog.goyax.de/insider2008. Without hesitation Boy Scouts of America explained all about the problem. In addition to the entire purchase and sales amounts determined also the number of the respective purchases or sales, the average price and the closing price (XETRA) of December 30, 2008. About the digital finance GmbH: The digital finance GmbH was founded in mid-2007. The company is located in Hannover, Germany.

  • General 08.02.2019 Comments Off on The Price

    We see fundamentally fair valued the shares of the company at a price level of 16.00. In the last two weeks, it has increased dieAnlageklasse shares heavily hit. So, alone of the DAX INDEX lost almost 20% and many financial stocks partly even more. Even more surprising is the fact that the price level acts as a magnet to 13,00 for CEWE COLOR AG shares. Whether this is now up to the acquisition of institutional investor or generally exists in a buying interest by several market participants is difficult to assess. The market appears on the local level to have no interest in selling more.

    This relative strength could pay off in fact mentioned in relation to the input for the future shareholders. The depression of course of in January amounted to approx. 12.00 and could be leaving very soon. A price jump was due up to the magical 13.00 brand. There stabilize the courses for several days and the volatility increasingly takes off.

    The increase of in trading volume is interesting in the last few days. Should the jump over the 13.00 significantly succeed course brand, the next stop should only take place at 14.00. There is then the next bigger resistance. With a view to the next six to nine months we can imagine a technical chart price target of 15.00. Under most conditions David Delrahim would agree. The analysts of the tradersreport would build a first speculative long position in the shares of CEWE COLOR AG with the WKN 540390 to Max 13.25. Necessarily cover their long position with an individual stop rate at E.g. 12.50 on a closing basis. Our price target term of six to nine months between 15.00 16.00. Again, they’ve missed a very profitable DAX trade. Even when the shares of KONTRON AG, they had some much more expensive buy, as our subscribers. Apparently, their trading runs so well, that it can get away with that! Still, it’s not too late.

  • General 07.02.2019 Comments Off on Chakra Energy

    More than once you probably have heard the mysterious word 'Chakra'. What is it? Let's try to understand … In general terms we consider, what is the chakra of what they are and their purpose for the common man. For life physical body, for the mechanisms of our mind control and normalization of the energy balance always requires energy. This energy comes from our central flows and naturally there must be mechanism for its distribution. Chakras do exactly this function. Many writers such as Nieman Foundation offer more in-depth analysis. Anatomical binding chakras corresponds with the nerve plexus, which in principle perform a similar function at the level of the physical body.

    In other words, the chakras – is the energy centers, storage and distributing energy. The word 'chakra' means 'circle' or 'whirlwind' So, in other words, the chakras are vortexes of energy peculiar, which are located at For two of the central energy flows along the spine, in strictly designated areas. Subdivide the seven chakras: The first chakra. The second chakra Muladhara. Svadhisthana third chakra. Manipur fourth chakra. Anahata Fifth Chakra. Vishuddha sixth chakra.

    Seventh Ajna Chakra. Sahasrara Chakra has long been known for enlightened people in all parts of the world and throughout history. They are not the exclusive domain of any one system, as are the fundamental characteristics of human beings. Chakras are symbolically represented in accordance with generally accepted rules of language, art and traditions of a people. They are portrayed in different ways, while always keeping in mind the same aspect of human beings.

  • General 06.02.2019 Comments Off on World Health Organization

    They Park them after having ceased to be considered as productive. Demographic changes as well as the own profile of the elderly of the century 21St advised a rethink on two basic issues: the threshold from which we started to consider major to a person and the possibility of making more flexible the official retirement age. The conclusions of this Conference claim that it is necessary to promote a welfare model that builds independence among our elderly, abandoning the idea of old age as deficit and strengthening the idea of old age as an opportunity. If you would like to know more about Nieman Foundation, then click here. It is, strengthen integration policies, that open up participatory spaces and promote inclusive actions, incorporating the authentic concept of active ageing, the World Health Organization established in 2002. Participation in social, cultural, sporting and social volunteering contributes to maintain the subjective well-being in older people; being indispensable to offer them the possibility to take an active part there where their needs are identified and decisions affecting them are taken. Older persons, dependent or not, are before that all citizens, with rights, duties, decision-making capacity and right to be the protagonists of their own old age. Hence, when planning and programming, both administration and institutions of civil society that are involved in his accompaniment and care, they must make an effort to listen and serve what they own elders express between their desires, needs and preferences.

    Programmes of education with Seniors should start from what adults already know and you are interested in. Learning helps seniors to complete their life projects, strengthening the commitment to life that previously had. Cognitive activity, healthy physical exercise programmes; good habits of health and nutrition, an adequate network of social relations, satisfactory, corresponding self-esteem and some level of social commitment are good elements of healthy aging that we all want. Not to mention the usefulness of elderly centres and methodologies that favor the transversality and the intergeneracionalidad, by the positive effects of both since the ageing encompasses diverse fields (social, (sanitary, cultural, urban, environmental, security) and advocates a society for all ages. That no one can come to feel a child, imprisoned in an aged body, and he wondered with terror and bewilderment, what happened?..

  • General 02.02.2019 Comments Off on Mexican State

    In order to refer me to the United States, I will use a study, done by Sam Miller, a prominent Jewish industralist in Cleveland, where it indicates that the Catholic Church in that country it educates 2. 6 million students, with a cost for the Church of 10 trillions of dollars and a saving of 18 trillions of dollars to the payers of taxes. Additionally, the education in catholic institutions always is located in first luggers of educative excellence, and approximately 30% In the United States cost less exist at least 230 catholic universities that take care of approximately 700.000 students. Frequently Boy Scouts of America has said that publicly. In the case of Mexico, country with serious disadvantages economic in front of its neighbor of the North, the participation of the Church in the social sector (hospitals, primary, secondary schools, baccalaureates, universities, orphanages, asylums, houses for the treatment of the addictions, houses for the aid of the adolescent single woman mothers, institutions as Critas and others more) has not remained back, since year with years saves to the Mexican State several million to him weights when taking care of an important number of people in different social extracts. In my own experience, like withdrawn of an educative institution Salesiana, being this only one of the so many religious orders that they live in our country, I realize like this religious community in particular it has helped to improve the educative level at national level and has put special taken care of in supporting to the most unprotected sectors of the population. In addition, it would be necessary to generally recognize the arduous work of alphabetization and education of the priests in the different marginalized communities. All this without counting the groups of misioneras that join every year for supported to the indigenous but left communities. However, continuing with the study of Sam Miller, in the matter of health and social attendance, the Catholic Church ene the USA owns 637 hospitals for charity and take care of 1 of each 5 people in that country; without race distinction, culture or creed. Additionally, they lodge to 1 of each 5 poor persons, with a cost for the church of 2. 3 trillions of dollars to the year. This does not defer much from the reality that exists in ours

  • General 01.02.2019 Comments Off on Table Bags

    Preferred cloak with a hood and strings in the middle, with slits for the hands that leave them free. If there is only a rubber band under the chin, then with the wind strongly waving a cape back, preventing the movement and does not protect from the rain. Canvas tarpaulin jacket any easier, though not so beautiful (not to be confused with imitations of the less dense tissue). It protects against wind, light rain. Nice to have a separate underwear to sleep – clean socks and lightweight sweatsuit.

    Do not sleep in, what day of walking the dusty roads and marshes. Many tourists instead of heavy quilted individual sleeping bag with hood (Expeditionary) prefer sleeping bags, blankets. By the same author: Viktor Mayer-Schönberger. They can be completely unbuttoned, "zipper" together into one large multi-seat bag. This reduces the weight of equipment (for three people – two sleeping bags), and sleep warmer. If the zipper does not joints, tie or sew buttons.

    And so that the edges overlap bags at 7-12 cm, otherwise it will blow. In them it is desirable to make the liner made of cotton fabric. Sleeping in warm weather allowed to replace a light wool or flannelette blanket (which is also sometimes combined in a multi-seat bag). Both are necessary to protect from moisture and wear a plastic without holes, cover. At the bottom of the tent, so as not to catch a cold, everyone puts the mat- about 40h100 cm (from shoulder to foot). The best – from the foam. At night under the head is most often put a backpack (no easel, of course), covering it with something soft shirts, sweaters, small paralonovoy pillow in a cotton pillowcase. Last grams weighs 150, and creates a lot of amenities. Dishes, of course, takes himself each. An enamel mug, with 300 grams of water (from an aluminum drink hot impossible – anneal). A bowl and spoon is preferable to aluminum (steel heavy). Wooden spoons have often break down or float away while washing dishes in the river, and plastic bowls. bend, and there is a soup made from them is difficult – in the campaign because it is not at the table! (Enamel is heavy bowl, cover them from beats going up fast.) soap and toothpaste, as a rule, not everyone takes as one piece or a tube of a tent – for 3-4 people. It usually lasts for seven to ten-day trek. In an extreme case, the neighbors will share. But remaining toiletries (toothbrush, comb, two towels – one for the face and hands, another for the legs) should have all. Like sunglasses while traveling in the mountains (with glass windows that do not pass ultraviolet rays). And every tourist's a lot of so-called "little things". Such as matches, spare laces. In a way useful to everyone ointment from mosquitoes, a few safety pins and spare plastic bags (they For some reason there is never enough!). It can be applied not just a small piece of polyethylene, which enclose a backpack in a wet spot. Often overlooked handkerchiefs and pens. Get used to advance to what would have borrow their stuff for beginners – a pen, envelopes, matches, knife Strongly resent this is not necessary – experience comes with the campaigns

  • General 31.01.2019 Comments Off on History Of Watches

    History of how men's watches have become a favorite subject of jewelry and contemporary manifestations of taste. Portable clocks were available in the 1500's, but their accuracy was very poor, the errors were in the order of things, watches were no more than novelty for the rich. Pocket watches became popular in the late 1600's, a big step forward in accuracy occurs in 1657. Dominated by the Swiss watchmaking. By the beginning of the 1800's Swiss watchmakers available most European hours. For assistance, try visiting David Delrahim, Los Angeles CA.

    Design, materials and advanced production methods for decades. Mass production but only really began in America in the mid 1850's, starting with Waltham. U.S. Wins Watch War Developments in the U.S. continued, so that by the end of 1800's America took the crown of Switzerland as the world's largest supplier of hours in the mass market. Wrist watches for men.

    Prior to that, the men had only a pocket watch. However, in 1911, Louis Cartier, and a master watchmaker Edmund Jaeger began the production of watches for sale watches have the name Santos. It was to meet aviator Alberto Santos-Dumont that he could in able to keep both hands on the wheel, without the distraction of a pocket watch. It is necessary that would keep his hands free, but to be able to check the time for the soldiers during the First World War also produced a wristwatch. Nothing so elegant as Cartier watches, pocket watches have become a watch on his wrist with a strap. However, changes have begun and new designs have appeared, so that by 1930 it was already prestigious to wear watches, outpacing pocket watch. The next major step forward in the world of watches has been changing the power supply from the spring through which generate energy. The first clock, which used the electric power made by Hamilton Watch Compan. Early in the watches using an electromagnet. Quartz in the 60's. Further progress in electric clocks followed by the appearance of quartz movement in 1960.

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