Maximum rises almost 280 euro privately have many advantages. Who is however independent, must completely alone press his health insurance contribution without the help of a grant offered by the employer. In this case very well have it workers, who earn enough to be insured with a private health insurance and have to pay thus only a part of the health insurance contribution. The online portal geld.de informs that 2012 maximum for this grant has been increased even more. Private health insurance can have many advantages. It is connected first of all but also with comparatively higher contributions.
For self-employed persons, it is possible to insure themselves with a private health insurance without any problems. For workers, the conditions will be, however, different. They are usually insured in one of the statutory funds. The insurance limit, was to be included anyway with a private insurer, 2011 49,500 euro, with the first of January she lifted $50.850. Crucial There is the so-called contribution assessment ceiling for the amount of the grant by the employer. It indicates to what extent the gross income of the insured can be used for the payment of insurance premiums.
This year the limit is 45.900 euro, this means a grant by the employer not to exceed 279,23 euros a month. In 2011 the contribution assessment ceiling at 44.550 euro and the monthly maximum subsidy to the insurance contribution amounted to 271,01 euros. As workers who want to switch to a private insurance, must adhere to a one-year period. Only after this year, insurance with a private fund is allowed.
